Online payment platforms are improving from day to day. This is due to the increase in online business and improved technology. It has made online payments fast, safe and secure to send and receive payments for goods and services. The following are a list of online payment options in Kenya for business operating within Africa.

1. PayPal

PayPal is the most common online payment platform used by businesses in Kenya and all over Africa. It is available in more than 230 countries and it can support over 25 currencies. In Kenya, it is possible to transact money between PayPal and Mpesa accounts. Therefore, it is possible to deposit and withdraw money from PayPal using your M-Pesa account. You only need an email account and a debit card to sign for a PayPal account.

PayPal has the following charges. When withdrawing 500 USD and below while 501-1000 USD attracts 1.375% and for 1001-2000, the fee is 1.25%. USD 2001-5000 attracts 1.125% while any amount above USD 5001 attracts 1%. The service attracts 1.5% of the withdrawal amount while withdrawing using Mpesa attracts 3% for the total amount. Loading cash to your PayPal account using Mpesa attracts a 4% fee and additional bill charges.

2. PesaPal

PesaPal is the other best payment platform in Kenya. The platform is available in several Africa countries such as East African countries, Zambia and Zimbabwe. The platform is fast, safe and secure for one sending and receiving money. You can connect your PesaPal account to your Equity bank account or Cooperate bank account. It becomes even more convenient since you can connect it to your Mpesa and Airtel Money account. All you need is to have an email account to open a PesaPal account.


For online payments, PesaPal charges 3.5% for the amount below Ksh 5,000,000, 3.2% for amount between 5,000,001 and 15,000,000 and 2.7% for amount over 15,000,000. These percentages apply across all countries of operations in Africa.

3. Skrill

Skrill is an online payment platform that is suitable for freelancers and e-commerce. With Skrill, you can receive payment in any currency. Once you have received the money into your account, you can then transfer it to your Mpesa account. Luckily, transferring cash from Skrill to your bank account is free. It is a fast and convenient platform. It is easy to sign up for a Skrill account and start receiving and withdrawing money.

4. iPay

iPay is the other best online payment platform in Kenya that is attached to Airtel Money, MasterCard, Equitel, Equity, Visa Card and Mpesa. In case you have a merchant, then it becomes even easier to receive payment. The other benefits that you enjoy from using iPay include free account opening, instant payments, you can withdraw funds and also, the user has 100% control over his or her account.

Besides, you can send and receive money locally and internationally with elipa wallet. Nevertheless, you can also send and earn money in bulk and after that, generate transaction reports. Since their services are online, you can get help instantly in case of any problem you may encounter.

5. Direct Pay Online (DPO)

Direct Pay Online is an online payment platform in Keya and also available in most countries in Africa. With DPO, your business can transact business in most African currencies. It makes it possible for customers to pay for service and goods in any currency of their choice. You can add a debit or a credit card to your DPO account. Besides, it also supports mobile money transfers.

6. PayU

PayU enables businesses to receive payment from customers from over 18 markets globally. The platform serves over 200 merchants globally and it has over 14 years of experience. The platform has not yet integrated Mpesa for withdrawing, but it is possible to withdraw cash directly to your bank account. This ensures that money is safe and secure from its advanced fraud security system.

7. Rave

Rave is the other online money payment platform in Africa. It is among the best platform to send and receive money in Kenya due to is secure credit processing. The account has advanced customer data, global access while it is free to sign up fees. It has advanced technology that ensures that your funds are secure. You can then link up the account to your bank account and start receiving payments from customers.

8. Dusu Pay

Dusu Pay is among the leading online payment platforms in Africa since it is trusted h many customers. It is free to sign up for an account. However, a merchant account comes at a cost. With a Dusu Pay account, you enjoy reliable, fast and secure payment options. A standard package is available at a fee of 9.99 pounds while the enterprise package is charged 29.99 pounds.