Discover the Best Financial Literacy Apps and Resources

Financial literacy is an important aspect of life that will help you manage your finances like your income, debts and ultimately, learn how to grow your money. Unfortunately, in schools, we are not taught about financial literacy leaving people to use trial and error and see what works best for them. That is not a good way to go about it, since you are likely to make mistakes along the way. Financial literacy companies are on the rise to help people manage their finances. In this article, we are going to list some financial education resources and apps for adults you can consider.

Best Financial Literacy Apps and Resources


Acorns is an app that helps people to know how to earn, save, invest, spend and grow their money. The app rounds up your spare change from everyday purchases and invests for you. In the process, the app teaches users about investment. It promotes the concept that even people with a small amount of money (spare change) can benefit from investment opportunities. The app has features such as charts and graphs that show you how your spare change is growing to help you understand how investment works and earn in the process.

Acorns also has an online financial literacy website, Grow, which publishes financial literacy related articles and quizzes. The app is available on Google Play and App Store.

Zogo Finance

Zogo is an app that helps you improve your financial literacy. Zogo app breaks down complicated financial topics into smaller, fun modules. Moreover, it has partnered with over 175 financial institutions in the US that will reward you for learning about finance. You can get gift cards from brands such as Target, Amazon, Starbucks and Target for completing a lesson. Its financial education lessons will teach you topics such as budgeting and investment.


Discover is a financial platform that offers a number of products such as cards and loans. In addition, the company aims at helping people gain some financial education. They have a wide array of products and tools for financial literacy. You will learn about personal finance, budgeting, money management skills, emergency funds, how to pay off debts. Through their publications, you can gain financial freedom by balancing spending and saving. You will also learn how to manage debts and how to pay them off. Also, if you are a student, there are resources for you on how you can evaluate student loans.

Money Smart

Money Smart is a Federal Deposit Insurance Corporation’s Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. You can access FIDC financial tools like games, podcasts and ways to engage with other people to improve your financial skills.


SoFi is one of the largest student loan providers founded in 2011 in the USA. The platform helps students accelerate their ambitions by providing loans. Besides, they also offer financial education to help students learn how to manage money through Sofi Learn. Financial topics offered include student loans, homeownership, investing, budgeting, debt payoff, and insurance.

When it comes to money matters, it’s natural to have questions—lots of them. Here, you’ll find answers, plus tools, guides, calculators and more.

Lending Club

Lending Club is a platform that offers alternative affordable rates to borrowers while investors get better returns. It is an online credit platform that also provides financial literacy to its customers through its Education Resource Center.

Salary Finance

Salary Finance is a financial education and salary-linked benefits provider. Salary Finance partners with your employer to provide financial products and services including financial education that help you lead a happier, healthier financial life. Financial education offered is tailored to meet your salary and individual circumstances.


Stash is a fintech that was started in 2015 to help people invest in the financial market. It has financial education resouces on its website. In addition, Stash has acquired financial literacy platform PayGrade. The acquisition is intended to enrich its commitment to financial literacy. PayGrade’s personal finance curriculum is used by school administrators and teachers. The curriculum simulates banking and investing. Stash will expand the financial literacy tools to parents to teach money skills at home.

Financial Literacy Apps for Your Kids

  • Greenlight is a finance education app that empowers parents to raise financially-smart kids. Apart from financial literacy, the app offers banking and investment features for kids and teens. It also offers children’s debit cards.
  • FarmZoo is a financial education app for teens, kids and parents. The app’s main product is financial education prepaid cards. It teaches kids critical financial skills through hands-on experience using FarmZoo card. Read our article comparing Famzoo vs Greenlight.
  • The BusyKid app teaches financial literacy to children. It provides financial education in the US that helps teens and kids manage weekly allowances or other money given to them for chores or otherwise. The app functions as a financial literacy tool to help any child (5+) build good financial habits. BusyKid is ideal for busy parents who feel like a personal ATM or are concerned at the lack of financial education given through the US education system. BusyKid is an excellent provider of hands-on experience in managing real money. Find out more from our BusyKid review.

Go to BusyKid website

Empower Your Financial Future With Financial Literacy Apps

Financial literacy is an important aspect of life. Since we are not taught very well how to manage and grow money in schools, finding some financial education apps can help you manage, have control and even grow your finances. Do you want to learn more about how to manage your finances? Find a suitable app for you and then sign up and start learning more about money.

Vincent is a writer and researcher with an interest in finance, banking, startups, and remittance. He holds a Bachelors degree in Applied Statistics with computing. He founded Nexin Startups, an online platform offering startup advice to investors and entrepreneurs. Read more about us and our authors.