FairFX Currency Card is a prepaid card that allows you to spend money in over 190 countries around the world. You can load the card with up to 15 different currencies, including euros, US dollars, and Japanese yen.
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Benefits of FairFX Currency Card
The card offers a number of benefits, including:
- No foreign transaction fees: When you use your FairFX Currency Card to buy something in another currency, you won’t have to pay any extra fees. This saves you money because other cards often charge high fees for this.
- Low fees for ATM withdrawals: FairFX Currency Card charges low fees when you take out cash from ATMs in other countries. The fees are much lower compared to other prepaid cards.
- No monthly fees: There are no monthly fees for using the FairFX Currency Card. This is great if you don’t travel often and only need the card occasionally.
- Easy to use: The FairFX Currency Card is simple to use. You can add money to it online or over the phone, and you can use it to buy things or get cash at any store or ATM that accepts Mastercard.
How to Get FairFX Card
To sign up for a FairFX Currency Card, you can go to the FairFX website or download FairFX app for Android and iOS. You will need to enter your name, email address, password, country of residence, date of birth, home address, phone number, and preferred currency. Once you have submitted this information, you will need to verify your account by clicking on the link in the email that FairFX sends you. Once your account has been verified, you will be able to order your card. It may take up to 14 days for you to get your FairFX card.
The minimum age requirement to sign up for a FairFX Currency Card is 18 years old. You must be a resident of the UK, the US, the EU, or Australia, and have a valid passport.
How FairFX Card Works
To use your FairFX travel card, you need to add funds to your FairFX Card online, over the phone, or at a participating retailer. When using your FairFX Card for a purchase, it will be charged in the local currency of the country where the transaction takes place. The charged amount will be converted to your home currency using the FairFX exchange rate.
You have the convenience of tracking your spending and managing your card balance online or through the FairFX app. Additionally, you can set spending limits and receive alerts to stay in control of your finances. The FairFX Multicurrency Card is valid for three years from the date of issue. Once it expires, you can apply for a new card either online or by contacting FairFX customer service.
If you have a remaining balance on your expired card, you have the option to transfer it to your new card. Alternatively, you may request a refund of the balance, although keep in mind that there might be a fee associated with this service.
FairFX Linked Cards allow you to use the same balance in any of the 15 currencies with your children, family group, nannies, gardeners, etc.
FairFX Card Fees
You should expect the following FairFX currency card fees:
| Action | Fee |
|---|---|
| First card order | Free |
| Linked card order | Free |
| Replacement for first lost/stolen card | Free for the first replacement |
| £6 for subsequent ones | |
| Expired card administration fee | £2.00 per month or currency equivalent on expired cards with leftover balances |
| PIN change | Free |
| Card renewal | Free |
| Monthly management fee | Free |
| Transactions | |
| In one of the 15 currencies on your card | Free |
| In any other currency | 1.75% |
| UK ATM withdrawals | £1.00 |
| International ATM withdrawals | £1.00 |
| Over the counter cash withdrawal | £2.00 flat rate + 3.75% of the transaction amount |
| Card load fees | Free |
| Refund fee | £5.00 |
| Point of sale | Free when in one of 15 currencies |
FairFX Supported Currencies
Here is a list of the major currencies that are typically supported by the FairFX Card:
- Euro (EUR)
- United States Dollar (USD)
- British Pound (GBP)
- Australian Dollar (AUD)
- Canadian Dollar (CAD)
- Swiss Franc (CHF)
- Japanese Yen (JPY)
- New Zealand Dollar (NZD)
- South African Rand (ZAR)
- Hong Kong Dollar (HKD)
- Singapore Dollar (SGD)
- Swedish Krona (SEK)
- Norwegian Krone (NOK)
- Polish Zloty (PLN)
- Danish Krone (DKK)
FairFX Supported Countries
FairFX card is accepted in over 190 countries around the world. Here is a list of some common countries where the FairFX Card is typically accepted:
- United Kingdom
- United States
- Canada
- European Union countries (such as France, Germany, Spain, Italy, etc.)
- Australia
- New Zealand
- Japan
- China
- Singapore
- South Africa
- United Arab Emirates
- Mexico
- Brazil
- India
- Thailand
FairFX Card Reviews
FairFX is viewed positively by its users. It has a great rating of 4.8 out of 5 stars on Trustpilot, based on over 12,000 reviews. Customers love FairFX for its good exchange rates and no foreign transaction fees. The card is easy to use with online or phone top-ups and is accepted at many places that take Mastercard. However, some customers have experienced issues with payments abroad, hidden fees, difficulties in topping up, and poor customer service.
FairFX Customer Service
For general enquiries, you can contact the support team via email – enquiries@fairfx.com, for lost or stolen currency cards call +44 (0) 1753 775 961, and call +44 (0)1244 779 900 for currency card PIN services. If you are a customer from abroad, you can reach FairFX via email on abroad@fairfx.com and for international payment enquiries, call +44 (0)20 7778 9350.
FairFX Card Alternatives
FairFX currency card may not be suitable for your needs, or its services may not be available in your country. In this case, you might want to check out some alternatives.
Is FairFX Any Good?
The FairFX Card is a great choice for people who often travel abroad. It has many benefits, including no fees for using it in other countries, low fees for withdrawing money from ATMs, and no monthly fees. The exchange rate offered is also very competitive. If you want a prepaid card that can help you save money on your next trip, the FairFX Card is a fantastic option.
