Hiatus: The App That Negotiates Your Bills To Save You Money

Discover Hiatus app, Hiatus a New York-based startup whose money management app helps you track your monthly bills and subscriptions, monitor your finances and get control of your money. Its best feature is that it can negotiate bills on your behalf and help save money. Hiatus is a valuable tool for saving money and has helped nearly one million people get control over their finances.

Quick Facts About Hiatus App

  • Using Hiatus app is for free. Premium features cost a minimum of $9.99 per month and include bill negotiating and subscription canceling features.
  • In order to start using the app, you first have to connect it to one or more of your checking accounts, saving accounts or credit cards, so that it can analyze your spending habits. Hiatus needs to be able to read this data for it to work.
  • Discover more about fees and features, as well as alternatives to Hiatus. You can also check out other Hiatus reviews.

How Hiatus App Works

Hiatus app

Hiatus works by connecting to your bank accounts and credit cards using Plaid. It then analyzes your spending data and identifies areas where you can save money. To do this, it uses a combination of machine intelligence, behavioral design, and innovative partnerships to help you manage your finances. They provide alerts for your bills before they are due. Hiatus uses “big data” to determine if your bill is higher than it should be and negotiate the bill on your behalf.

What Can the Hiatus App Do for You

  • Bill negotiation app. If your bill is negotiable, Hiatus’s finance experts will negotiate on your behalf.
  • Control spending. Automated financial assistant to help you stop overspending on monthly bills.
  • Auto tracking. Track your monthly bills, upcoming renewals and subscriptions. Get notified before companies charge you, see who is auto-charging you, and easily cancel unwanted subscriptions and auto-billing in the app.
  • Budgeting. Set up monthly budgets and let Hiatus offer ways to reduce your bills.
  • Notifications. Receive alerts if your rate increases and find out where to get better rates.
  • Stop overdraft. Track your bank balances to prevent overdraft fees.

How to Open a Hiatus Account

To create a Hiatus account, you need to visit Hiatus app website or download the Hiatus app for Android and iOS and enter your email. You will then have to create a password. The final step is to link your banking institution to your account.

After signing up for a Hiatus account, you will be prompted to select your financial institution. Hiatus will need to access your banking information before they can help you to manage your finances. Hiatus will give you a list of popular banks from which you will need to choose the bank which you are a member of. If you don’t see your bank from the list, use the Hiatus search function.

After clicking on the bank name, enter your login details and your bank will connect to Hiatus. You have an option to link more than one banking institution by clicking on “Link another account”.

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Hiatus App Premium Account

Hiatus Premium gives you access to organizational and information tools that may help you manage your personal finances. It assists you to manage your personal finances by giving you access to a team of money experts and financial tools. These help you to negotiate monthly bills, set smart and achievable budgets, and cancel unwanted subscriptions.

If your bill is negotiable, Hiatus’s negotiation team will negotiate on your behalf. Before that, they will inform you about the opportunities they see. You can also initiate this process by clicking on the name of the vendor and asking for negotiation. You’ll then be taken to a screen where you will need to fill out a form with information that will help for the process to succeed.

Furthermore, you will then be prompted to verify your authorization for Hiatus to negotiate with the chosen vendor on your behalf. After submitting your request, a savings expert will begin reviewing your bill and is expected to give feedback within 3-5 business days. However, this time may vary depending on volume.

Hiatus app cash advance. Hiatus does not offer cash advances through their app. However, they partner with LendingTree to provide quick access to personal loans.

How to Cancel Hiatus App

When you no longer need the services of your Hiatus Premium account, you can remove the account and banking information from the app any time you want. The process to follow will depend on the version of the app you use. If you want to deactivate the account through the iOS app, log into your account and tap the User icon on the lower right-hand corner of your app and tap on More. Next, tap on Accounts and lastly, click on Deactivate Account.

If you choose to deactivate the account through the Hiatus web app, click on the icon in the top left corner of the app and click on Accounts. Next, click on the Tap here to remove your profile and click Okay and your banking information and account will be removed from the Hiatus app. It is important to note that uninstalling the app will not cancel your account, and Hiatus will continue to charge you for Hiatus Premium until you follow the unsubscribing process. You may also cancel your Hiatus Premium account at any time by contacting them at premium@hiatusapp.com

Hiatus App Fees

Hiatus only charges a monthly fee for the premium features, its basic plan is free. The Premium features will cost you a minimum of $9.99 per month and include bill negotiating and subscription canceling features, without additional fees. Hiatus also used to charge half (50%) of what you’re saving (based on what you would save per year), but those extra costs are no longer charged.

Is Hiatus App Safe and Legit?

Yes. Hiatus app is safe and legit, but if you choose to use it, do so with caution. Being legit, Hiatus is a safe to use money management app. Make sure that they don’t charge a monthly subscription bill to you, if that’s not what you’d like.

There are people who signed up for premium features, without knowing they would be charged on a monthly basis. It’s good to know that by linking your bank account, you are allowing Hiatus to take money out of your account if you have premium features.

Hiatus uses Plaid to connect to your bank account or credit card. Plaid is a third-party service that provides secure authentication and data access services to financial apps. It is used by millions of people around the world to connect their bank accounts, and it has a proven track record of security.

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Hiatus Customer Service

In case of any concern, you can reach the Hiatus customer service team via email support@hiatusapp.com or chat with the team through the app. It’s not possible to talk with Hiatus over the phone.

Hiatus App Supported Countries

Currently, Hiatus bill negotiation app services are available to users who are 18 years and above and reside in the United States.

Hiatus Reviews

At the time of writing this, Hiatus app had no customer reviews on Trustpilot. However, there are Hiatus app reviews on the Apple Store and Google Play Store. Customers are happy about the app’s ability to track subscriptions and negotiate bills on their behalf.

Customers complain about Hiatus’ lack of transparency about the company’s services and pricing. The main issue people bring up is the pricing structure, which they say isn’t very clear. Hiatus has since fixed this problem by not charging customers extra — customers only pay a fixed amount for having a premium account.

People also say they have trouble talking to an actual customer rep over the phone, but this issue has not yet been resolved.

In trying to talk with someone, I was told that all communications are done by email and that I couldn’t talk to an actual person.

Explore Hiatus App Alternatives

Hiatus is a great app to negotiate bills on your behalf and help you with your finances. But they might be a bit expensive for you. Moreover, it does not offer cash advances like apps such as Dave and Empower.

If you are looking for alternatives, you can try out the following.

  • PocketGuard – Free budget planning app
  • Trim – Trim analyzes your spending, then it helps you save.
  • Truebill – Budget Planner, Bill Tracker and Reminder
  • Prism Bill Pay – Helps you avoid late or missed payments.
  • Quicken app – Manage bills, spending, saving and retirement.
  • Dave app – Avoid overdrafts, small cash advances to help cover expenses up to your next paycheck.

Take Control of Your Finances With Hiatus

Hiatus is a powerful personal financial management app that can help you achieve your money goals. It offers a variety of features, including bill negotiation, subscription cancellation, spending tracking, budgeting, savings goals, and net worth tracking.

Hiatus can help you save money on your bills by negotiating them with your providers. This is a great way to reduce your monthly expenses and free up more money for other things. It also makes it easy to track your spending, create a budget, and set savings goals. The app also notifies users each month before an auto payment occurs. These services aim at managing customer finances. This information can help you make informed financial decisions and reach your financial goals faster.

Find out more

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Hiatus app FAQs

What is Hiatus app?

Hiatus is an app that helps you track your monthly bills and subscriptions, monitor your finances, and get control of your money. One of its best features is that it can negotiate bills on your behalf and help you save money.

Is Hiatus free?

Hiatus app is free to download and use, but there is a premium subscription option that offers additional features such as bill negotiating and subscription canceling features.

Is Hiatus safe?

Hiatus is a safe app to use. It encrypts your data and doesn't store your credit card or bank account details. It only keeps your billing information for managing your bills and subscriptions.

How does Hiatus app work?

Hiatus simplifies subscription management. Sign up, connect your bank accounts and credit card, and it scans for subscriptions. After a brief scanning process, Hiatus will present you with a consolidated list of all your subscriptions in one convenient location. From there, you have the option to cancel any subscriptions that are no longer in use directly within the app. Beyond subscription management, Hiatus goes the extra mile by assessing whether your bills are higher than they should be and even negotiates on your behalf, potentially saving you money. Hiatus integrates with over 10,000 financial institutions, including small banks and credit unions.

Is Hiatus a scam?

No, Hiatus is not a scam. The app is legitimate and has been reviewed by security experts. It has also been rated highly by users, with an average rating of 4.2 out of 5 stars on the App Store and 3.4 out of 5 on Google Play Store.

How do I cancel hiatus app?

To cancel your Hiatus subscription, you can do it either through the app or the website. In the app, tap on Profile > Subscription > Cancel Subscription, and on the website, sign in, click on Profile > Subscription > Cancel Subscription. Hiatus app will keep charging you until you cancel the subscription. If you face any problems, contact premium@hiatusapp.com for assistance.

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