Meet Tally Review: Consolidate Credit Cards to Repay Debt Faster

If you have many debts and you are looking for a way to consolidate them and repay them at a lower APR, you need to consider Tally app. Meet Tally is a financial app that helps one organize and pay off credit cards conveniently. To start using it, you can download the app, and it will analyze your credit cards and help you minimize debt repayment costs in a convenient way.

How Does Tally Work?

To get started, you need to download the Meet Tally app and sign up for an account. Once you have an account, you need to link your credit cards. Tally will monitor your balances, interest rates and their due dates. After that, it will give you a line of credit that helps you consolidate your debts at lower interest rates.

If you opt for “Tally Pays” option, Tally will take over your debts and will be ensuring that payments are made on time. You can also choose to pay the credit cards yourself. Tally will be sending you reminders when your payment is due and how much you need to pay.

Instead of paying your credit cards one by one, Tally will be paying them on your behalf. Tally will be sending you monthly statements of the amount you are supposed to bill. You will be paying directly to Tally account through a checking account.

To get more benefits from Tally, you need to apply for the Tally and Tally line of credit. Tally line of credit offers APR of between 7.9% and 25.9%.

Who is Tally App Best For?

You can download, sign up and use the Tally app if you:

  • Want to build a high credit score
  • Struggling to pay your credit card balances
  • Want to avoid high-interest credit card rates and to maximize your savings

Go to Tally app website

Meet Tally App Review

You can download the Meet Tally app on Google Play or App Store. You can use it to manage several credit cards from a single place. Tally app makes debt management and repayment processes easier. It comes with some features like Tally Advisor that recommends a payoff plan to get out of debt.

It is free to download the app, and you must be approved to start using its services. You need a minimum credit score of 660 to qualify. Once approved, it analyzes your debts, interest rates, balances and due dates to figure out the best way to pay off your debt.

Tally Features

The main feature that Tally offers in managing credit cards, whereby it offers customers a line of credit to help them repay debts at low APRs. Apart from these features, Tally offers these other features:

Line of Credit

When you sign up and link your credit cards, Tally transfers high APR balances to a line of credit. To qualify for a credit line with Tally, you need a FICO of at least 660. Through this line of credit, you get a lower APR. Your savings will go into settling your credit card balances.

Debt Manager

Tally comes with Tally Advisor, a credit card debt tracker that analyzes your balances, payment due dates and interest rates and comes and comes up with a repayment recommendation. Tally also tracks your spending behavior to give the best credit card repayment recommendation.

Tally Advisor helps one to set credit card payment goals every month. You can also use it to adjust your monthly payments and see when you will clear paying off your credit cards.

Late Fee Protection

Tally offers clients late fee protection when they sign up. This means that if you do not have money to pay off your minimum balance, you will not be subjected to late fees. When you don’t have the money to pay your credit card on time, Tally advances you the money and you can repay it to Tally when you have the money.

Tally Save

Tally save is a feature that automatically transfers savings from your checking account to an FDIC-insured savings account. You need to set up how much you want to be saving every month. This service is free and you can get rewards for saving. Tally has a reward program and you get points every time you save. You can redeem these points by getting gifts or give them to charity.

How Meet Tally Helps

You can use Meet Tally for the following tasks:

  • Organize your credit card information in a single point
  • Analyze your spending and come up with a debt management plan
  • Get a line of credit with lower interest rates compared to your credit card rates

Meet Tally Fees

Tally is a free mobile app with APR ranging between 7.9% and 25.9% every year. These rates depend on your credit history.

Tally does not have annual fees, no balance transfer fees, no late fees, no prepayment fees and no origination fees. Then you might be wondering how Tally makes money, yet most of their services are free. Tally makes money from the interest it charges on the line of credit it extends to customers when consolidating debts.

Tally Interest Rates

When you save money on Tally, you will be enjoying the following credit card interest rates. For new offers, the credit card interest rate is 19.02% and 18.20% for existing accounts.

Tally Supported States

You can sign up and use Tally in the following states: Arizona, Arkansas, California, Colorado, Connecticut, Washington DC, Florida, Georgia, Illinois, Idaho, Iowa, South Dakota, Tennessee, Texas, Louisiana, Maryland, Massachusetts, Michigan, New York, Ohio, Oregon, Oklahoma, Pennsylvania, South Carolina, Utah, Minnesota, Missouri, New Mexico, New Jersey, Washington, and Wisconsin.

Tally Customer Service

Tally customer support is available by email from 8 am to 5 pm on weekdays. If you have a question, you can contact Tally through the email address

Is Tally Secure? Is Tally Legit?

Yes, Tally is a legit app and safe to use. The Tally app has SSL encryption that does not store your sensitive information like passwords. It also secures your information from third parties. Also, Tally has good ratings on Apple Store and Google Play of 4.5 and 4.1 respectively due to good user experience.

Meet Tally Reviews

By September 19, 2021, Meet Tally app had a rating of 4.4/5 from nearly 300 reviewers on Trustpilot. While 74% of Tally users are satisfied with the service, 6% of users have encountered several problems including failure to link their cards, poor customer service, non transparent fees (for example, if you cancel your account after a statement has been generated) and interest paid to Tally on cards with zero balance.

Tally Alternatives

You can use these debt management apps as an alternative to Tally:

Debt Repayment With Tally

Tally is a credit card debt relief company that can help you pay off your debt faster with a lower interest rate and automated payments. It’s important to research and compare other options like debt consolidation or settlement. Tally is not a quick fix, but it can speed up your debt repayment if you’re disciplined. Consulting a financial advisor is advised to determine the best debt relief option for you.

Vincent is a writer and researcher with an interest in finance, banking, startups, and remittance. He holds a Bachelors degree in Applied Statistics with computing. He founded Nexin Startups, an online platform offering startup advice to investors and entrepreneurs. Read more about us and our authors.